The following interest rates were quoted from BOA
RATES FOR WEDNESDAY, JULY 22 2009
CONVENTIONAL FIXED
30 YEAR 15 YEAR
RATE POINTS ORIG. RATE POINTS ORIG.
4.875% .75 0 4.375% 1.00 0 5.125% 0 0 4.75% 0 0
5.625% 0 & 0 Jumbo (above $417,000)
CALL FOR SPECIFIC QUOTES
NO PMI LOANS TAMI/LPMI
■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■■
VA & FHA 5/1 ARM CONFORMING
30 YEAR-FIXED 5/2/5 CAPS
Sabtu, 25 Juli 2009
Kamis, 09 Juli 2009
New Bern Recycling Event
Recycle your household Electronics
August 8, 10:00 am until 2:00 pm you may recycle your unwanted or unusable electronics items including televisions at no charge.
Drop off location will be at the Craven County Agricultural Building parking lot located at 300 Industrial Drive, New Bern, NC.
For more information call 633 1477
August 8, 10:00 am until 2:00 pm you may recycle your unwanted or unusable electronics items including televisions at no charge.
Drop off location will be at the Craven County Agricultural Building parking lot located at 300 Industrial Drive, New Bern, NC.
For more information call 633 1477
New Bern things to do
The Carolina Chamber Music Festival has announced details of its seventh annual season, September 10-19, in historic downtown New Bern, N.C. Founded and directed by harpist Anna Reinersman and cellist Jennifer Lucht – the latter a Greenville, N.C., native – the Carolina Chamber Music Festival will present five varied and interactive programs in locations throughout downtown New Bern. The 2009 Carolina Chamber Music Festival features a lineup of world-class musicians who appear internationally as soloists and are affiliated with leading ensembles including the Boston Symphony Orchestra, Boston Pops, Baltimore Symphony Orchestra, Saint Louis Symphony, and the Metropolitan Opera Orchestra. The Festival offers a variety of programs aimed at creating an up-close-and-personal concert experience. With something for everyone – from a celebration of French Impressionism to music of Brahms and beyond– Festival concerts are paired with interactive, entertaining functions including post-concert “Meet the Artists” receptions, pre-concert discussions, and informal question-and-answer sessions with the artists. The Festival opens with Classical Lunch (Thursday, September 10), a one-hour noontime event of light classical selections performed by the dynamic Calyx Piano Trio. Audiences are invited to enjoy the event from standard audience seating, or bring a lunch to enjoy at table seating. The Festival continues with Calyx and Friends (Saturday, September 12). Scott Andrews, Principal Clarinetist of the St. Louis Symphony joins the Calyx Piano Trio in an evening of classical masterpieces including Bartok’s Contrasts and Brahms’ Trio in C Major. CCMF is also pleased to feature CCMF artists including North Carolina’s own Chris Nappi, percussionist, performing alongside local student musicians in the Festive Family Concert (Sunday, September 13). The following week, the Festival is thrilled to present newcomer Shea Scruggs, Assistant Principal Oboist of the Baltimore Symphony, alongside returning musicians violinist Catherine French, pianist/violinist Melvin Chen, violist Amadi Akiziwe, cellist Jennifer Lucht, mezzo-soprano Eve Gigliotti, and harpist Anna Reinersman. Faure After Work (Thursday, September 17) celebrates the music of French Impressionist composer Gabriel Faure. The concert begins with a series of short character pieces performed on oboe, voice, and harp, followed by Faure’s celebrated Piano Quartet in C Minor. Host Finley Woolston of Public Radio East will be on hand to provide entertaining insight into the music and life of this colorful French composer. The Carolina Chamber Music Festival concludes with its annual Festival Finale Concert (Saturday, September 19) featuring Mozart’s popular Oboe Quartet, Smetana’s stirring String Quartet “From My Life”, and the world premiere of Ghost Train, a dramatic new work for mezzo-soprano, harp, oboe and strings written especially for the Festival by Composer In Residence Paul Crabtree. TICKET INFORMATION
· Individual tickets for the Carolina Chamber Music Festival’s Calyx and Friends concert on Saturday September 12 and Finale concert on Saturday September 19 are priced at $20 general admission and $15 student/senior. · Tickets for Classical Lunch on Thursday September 10 are $10 general admission · Tickets for the Faure After Work event on Thursday September 17 are general admission at $20 – space is limited for this popular event and advance ticket purchase is recommended. · Admission to the Festive Family Concert on Sunday September 13 is free. · A three-concert Festival Pass covering admission to Calyx and Friends, Faure After Work, and the Festival Finale is available for a reduced price of $50 general admission and $40 student/senior. · The Carolina Chamber Music Festival free Family Audiences Program offers free admission for children (17 and under) and accompanying adults for concerts on Saturday September 12 and Saturday September 19. Look for coupons in the community or contact the Festival for tickets. To order tickets for the seventh annual Carolina Chamber Music Festival, please call 252-626-5419 or visit www.carolinachambermusic.org . Tickets are also available for purchase by cash, check, or credit card in New Bern at the Bank of the Arts. Tickets will also be available (cash or check sale only) on the day of each event at the door. For more information on the Carolina Chamber Music Festival, or to learn more about supporting the Festival through a donation, volunteering, or the Family Patron Program, please contact CCMF at 252-626-5419 or visit CCMF online at www.carolinachambermusic.org .
· Individual tickets for the Carolina Chamber Music Festival’s Calyx and Friends concert on Saturday September 12 and Finale concert on Saturday September 19 are priced at $20 general admission and $15 student/senior. · Tickets for Classical Lunch on Thursday September 10 are $10 general admission · Tickets for the Faure After Work event on Thursday September 17 are general admission at $20 – space is limited for this popular event and advance ticket purchase is recommended. · Admission to the Festive Family Concert on Sunday September 13 is free. · A three-concert Festival Pass covering admission to Calyx and Friends, Faure After Work, and the Festival Finale is available for a reduced price of $50 general admission and $40 student/senior. · The Carolina Chamber Music Festival free Family Audiences Program offers free admission for children (17 and under) and accompanying adults for concerts on Saturday September 12 and Saturday September 19. Look for coupons in the community or contact the Festival for tickets. To order tickets for the seventh annual Carolina Chamber Music Festival, please call 252-626-5419 or visit www.carolinachambermusic.org . Tickets are also available for purchase by cash, check, or credit card in New Bern at the Bank of the Arts. Tickets will also be available (cash or check sale only) on the day of each event at the door. For more information on the Carolina Chamber Music Festival, or to learn more about supporting the Festival through a donation, volunteering, or the Family Patron Program, please contact CCMF at 252-626-5419 or visit CCMF online at www.carolinachambermusic.org .
Senin, 06 Juli 2009
Raising Wood Panels the Old-Fashioned Way
I have been asked a number of times about raising wood panels while working in the cabinet shop at The Landing, a living history museum in Shakopee, MN. So, I thought I would bring my camera to the shop and give a quick primer on raising panels for doors, drawers and paneling.
I used a piece of scrap pine from the firewood box for my demonstration. This piece turned out to be horribly mushy and prone to tear-out (see my discussion of the advantages of closely grained wood below) so the results are pretty embarrassing. However, what matters here is the process and rather than the results. One advantage of 19th century woodworking is that there is always a wood stove nearby to consume all your miserable mistakes so no one will ever know what horrible things you have done. That is, unless you are stupid enough to show them to the world on the internet.
First, I marked out the panel using a slitting gauge. Some people use a regular scratch gauge to lay out the dimensions of the raised field and then scribe the lines with a square and lay-out knife. I prefer a sharp slitting gauge because it is faster but still leaves a nice, deep mark like a knife would. Just be sure the edges of the panel are joined straight and smooth or your lay-out lines will be a mess.
I also scribed a line along all four edges of the panel. This way I will know how far down to plane the bevel so that it will fit snugly in grooves plowed on the edges of rails and stiles of a door, etc. In this case I am making a simple panel with a straight bevel planed to the edge. In other cases you might want to plane a rabbet around the panel so that the bevel does not extend completely to the edge. Rather than flat, bevels can be dished slightly with a round plane.
Next I roughed out the panel with a wide chisel. When you are removing lots of wood it is fastest and easiest to use a chisel rather than a plane. This is true even if you are using a rabbet or dedicated panel-raising plane, as both panel-raisers and rabbet planes need to be set fine for cutting across the grain on the ends of the panel.
The one thing always to remember is to work across the end grain first!! Even when you are working with sharp tools on good stock, there will be some tear out. If you work the end grain first, any tear out will be planed away when you are working with the grain down the sides of the panel.
After roughing out the bevels, I work the end grain using a wide rabbet plane to smooth and refine them. Be sure to use even strokes and be careful around the sharp edge of the raised field. I often use a smaller chisel to shape the bevel near the edge so I have some leeway when using the rabbet plane. A wide rabbet is perfect for this sort of work since the blade is skewed (good for working across grain) and the iron is slightly wider than the plane body so you can work right up to the sharp edge of the field.
The last step is to smooth and refine the the bevels on the long sides. Work with the grain on both sides of the panel. Again, the rabbet plane is ideal for this job since it allows you to flip the plane around and work with the grain on both sides. Planes with fixed fences force you to work with the grain only on one side and against the grain on the other. Use a cabinet scraper for final smoothing so you have a sharp edge where the bevels meet that runs at a 45 degree angle.
There you have it! Hopefully yours won't have the awful tear-out and ragged edges!
I used a piece of scrap pine from the firewood box for my demonstration. This piece turned out to be horribly mushy and prone to tear-out (see my discussion of the advantages of closely grained wood below) so the results are pretty embarrassing. However, what matters here is the process and rather than the results. One advantage of 19th century woodworking is that there is always a wood stove nearby to consume all your miserable mistakes so no one will ever know what horrible things you have done. That is, unless you are stupid enough to show them to the world on the internet.
First, I marked out the panel using a slitting gauge. Some people use a regular scratch gauge to lay out the dimensions of the raised field and then scribe the lines with a square and lay-out knife. I prefer a sharp slitting gauge because it is faster but still leaves a nice, deep mark like a knife would. Just be sure the edges of the panel are joined straight and smooth or your lay-out lines will be a mess.
I also scribed a line along all four edges of the panel. This way I will know how far down to plane the bevel so that it will fit snugly in grooves plowed on the edges of rails and stiles of a door, etc. In this case I am making a simple panel with a straight bevel planed to the edge. In other cases you might want to plane a rabbet around the panel so that the bevel does not extend completely to the edge. Rather than flat, bevels can be dished slightly with a round plane.Next I roughed out the panel with a wide chisel. When you are removing lots of wood it is fastest and easiest to use a chisel rather than a plane. This is true even if you are using a rabbet or dedicated panel-raising plane, as both panel-raisers and rabbet planes need to be set fine for cutting across the grain on the ends of the panel.
The one thing always to remember is to work across the end grain first!! Even when you are working with sharp tools on good stock, there will be some tear out. If you work the end grain first, any tear out will be planed away when you are working with the grain down the sides of the panel.After roughing out the bevels, I work the end grain using a wide rabbet plane to smooth and refine them. Be sure to use even strokes and be careful around the sharp edge of the raised field. I often use a smaller chisel to shape the bevel near the edge so I have some leeway when using the rabbet plane. A wide rabbet is perfect for this sort of work since the blade is skewed (good for working across grain) and the iron is slightly wider than the plane body so you can work right up to the sharp edge of the field.
The last step is to smooth and refine the the bevels on the long sides. Work with the grain on both sides of the panel. Again, the rabbet plane is ideal for this job since it allows you to flip the plane around and work with the grain on both sides. Planes with fixed fences force you to work with the grain only on one side and against the grain on the other. Use a cabinet scraper for final smoothing so you have a sharp edge where the bevels meet that runs at a 45 degree angle.
There you have it! Hopefully yours won't have the awful tear-out and ragged edges!
Kamis, 02 Juli 2009
New Bern NC Home Sales
The following is a compilation of home sales in New Bern over the last 4 years in the month of June.
June 09=130
June 08=164
June 07=223
June 06=286
June 05=246
June 04=185
It is a buyers market and is likely to remain so for sometime. If you are looking to buy I believe it is a great time to do so if you will be staying in your house for at least 3 years. If you do not absolutely need to sell don't do it. And if you do expect to get some low offers.
June 09=130
June 08=164
June 07=223
June 06=286
June 05=246
June 04=185
It is a buyers market and is likely to remain so for sometime. If you are looking to buy I believe it is a great time to do so if you will be staying in your house for at least 3 years. If you do not absolutely need to sell don't do it. And if you do expect to get some low offers.
Rabu, 01 Juli 2009
Fireworks in New bern
You have got to love watching fireworks by boat. Because of the construction on the roads in downtown New Bern they are doing the fireworks in Lawson Creek Park rather than Union Point. We have about 16 folks that will be joining us on our 2 boats.
The plan is to anchor our 30 footer around 3 pm and then boat everone out at 7. Fireworks start around 9 and they always put on a great show. We hope to see you there.
The plan is to anchor our 30 footer around 3 pm and then boat everone out at 7. Fireworks start around 9 and they always put on a great show. We hope to see you there.
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